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Since 1980, workers’ real wages decreased, labor rights dismantled, the safety-net shredded, all while wealth and income inequality dramatically increased. Our communities must wield our collective economic and political power to remedy these inequities.

33%

of Americans don't have an extra $400 in their account if an emergency came up.

38 Million

Americans are living in poverty. More than 11 million are children.

$2,300

What the average unbanked family with an annual income of around $25,000 spends on financial transactions.

24.6 Million

American households either unbanked or underbanked.

$17.03 Trillion

Total household debt.

Our Solutions

Our Impact

2,797

New Focus Cards

issued in 2024

$22.2+ Million

Total deposits

to the Focus Card in 2024

$295k

Total deposits

to savings in 2024

Our Latest Blog Posts

Some of Our Partners

What People Are Saying

Community Financial Resources
CFR Partner

One Transitional Age Youth had been unbanked due to a negative banking record. As a result, no financial institution would open a bank account for them. The Focus Card changed that. The TAY is now connected to the financial mainstream economy.

Neighborhood Industries
participant at Neighborhood Industries
Michael Vargas

The focus card is a whole different card. Easy to access and gives you more feedback than other cards. Let's you know how you spent your money and also gives you a location where you spend your money. Easier than ever, if your card gets lost or stolen it will show you where it was spent at, so better access to find your card. Great card no complaints.

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About us

Community Financial Resources is a solution-provider. We see a world where everyone has the tools needed to have financial stability, protect their assets, and establish a foundation to build wealth. We promote economic justice and fairness by providing financial inclusion solutions based on the latest research, backed by our financial industry partners, and delivered by organizations representing the communities we serve.