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2023 Holiday Wish List

  • More lenders who provide safe and affordable loans that improve the credit and/or debt position of low-wealth individuals.

  • Lower-cost basic banking and savings accounts tailored for those who are unbanked and underbanked.

  • Less barriers for ITIN individuals--those who cannot obtain a US Social Security number--in financial products and services.

  • Leaders of direct cash transfer programs adopt a thoughtful approach to providing recipients with a low-cost account to store, spend, and save their money, and build wealth over time.

  • Financial education programs embrace a behavior-based approach for low-wealth individuals, connecting learning and doing with appropriate financial accounts and products.

  • Providers of financial services adopt a higher standard for products and services offered to low-wealth individuals to improve financial wellness. 

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