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Guaranteed income (GI) is a highly effective way to provide financial stability to families. More than 43% of Americans experience income volatility where annual pay fluctuates 25% or more. Cash gives people the tools to solve their own problems, whether it’s paying rent, fixing the car transmitter, or enrolling a child in an after-school activity. As the lead product provider in the country's first two county- and city-driven guaranteed income programs, we have learned that while the idea of guaranteed income has quickly gained traction, practical tools for implementation are harder to come by. That's why we provide a product that can be used beyond the GI initiative to ensure people have access to an ongoing, safe and reliable no-fee account.

What we provide


no-fee prepaid debit card 

CFR’s Visa Prepaid Debit Card that can be used as an on-going bank account.


payment facilitation

CFR can provide the monthly ACH transaction to GI recipients.

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DE-identified card transaction data

We provide the transactional data to analyze how funds are being used. 

Some of our GI Partners


the county of Santa Clara 

We're partnered with the County of Santa Clara to support the first-in-nation basic income project for young adults transitioning out of foster care. The project offers $1,000 a month and access to financial coaching to youth who will no longer be eligible for foster care assistance. 


Stockton Economic Empowerment Demonstration 

Stockton Economic Empowerment Demonstration (SEED), was the country’s first mayor-led guaranteed income demonstration. Launched in February 2019 by former Mayor Michael D. Tubbs, SEED gave 125 randomly selected residents $500/month for 24 months. 


Bridge Project

The Bridge Project aims to explore alleviating child poverty in New York City through GI. The initial phase of the program will provide 100 new mothers in Northern Manhattan with unconditional and consistent cash support over the course of three years. 

GI Partner Spotlight: 


CFR is collaborating as an implementation partner with Elevate MV, a GI pilot program in Mountain View, CA. With payments first disbursed in December 2022, we are confident in the positive impact that this program will have on 166 families. 

These participants were randomly selected and will receive $500/mo for 2 years. Eligible participants either fell under the 30% Area Median Income (AMI) or were pregnant/had children under 18 in the home. 

Once data is collected, there will be an online dashboard showing the demographic and anonymized spending data of program participants. We know that Guaranteed Income programs result in individuals and families spending money on necessities, and the opportunity for unrestricted income empowers them to make their own decisions.


We are so excited for Mountain View participants to earn $6,000 over the next 2 years and be able to breathe a little easier. 

Other collaborators are Community Services Agency (CSA), University of Pennsylvania, Jain Family Institute, Mayors for a Guaranteed Income (MGI), and Stanford’s Basic Income Lab.

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